Charity Search / TALK IS CHEAP INC
Youth Development (O55) 990 on File

TALK IS CHEAP INC

EIN: 02-0786624 · YOUNGSTOWN, OH 44512-3547 · United States · FY 2023 Data
3 out of 5 51 / 100 Based on 2+ years of filings
Financial strength (30%) 86/100
Reliability (20%) 50/100
Effectiveness (25%) 61/100
Impact (25%) No data yet
Financial data: FY 2023 · Scored 9/13/2026
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CharityAI™ Score
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Financial Overview — FY 2023
$197K
Total Revenue
$190K
Total Expenses
$42K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 76.8%
Fundraising Efficiency N/A
Operating Reserve 2.68x
Liability-to-Asset 7.0%
Revenue Diversification 86.1%
Compared with Peers
FY 2023
Compared with 5,287 similar organizations (United States, Youth Development, $100K–$1M in expenses), FY 2023.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
76.8% 86.4%
P10P90
Below median
Operating reserve
Months of expenses covered by net assets · higher is better
2.7 mo 6.6 mo
P10P90
Below median
Liabilities to assets
Total liabilities / total assets · lower is better
7.0% 1.2%
P10P90
Below median
Revenue concentration
Share of revenue from the largest source · lower is better
86.1% 94.8%
P10P90
Above median
Revenue growth
Year over year revenue growth
2.3% 9.8%
P10P90
Expense growth
Year over year expense growth
2.8% 14.7%
P10P90
Surplus margin
Surplus as a share of revenue
3.2% 2.2%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2023 $197K $190K $42K 76.8% —
2022 $192K $185K $36K 80.5% —
2021 $313K $188K N/A — 1
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Organization Details
EIN
02-0786624
State
OH
City
YOUNGSTOWN
ZIP
44512-3547
Classification
O55
Category
Youth Development
Rating
3★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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