Charity Search / MARGARET C LOVE HOUSE INC
Housing & Shelter (L21) 990 on File

MARGARET C LOVE HOUSE INC

EIN: 04-3460421 · VINEYARD HAVEN, MA 02568-4053 · United States · FY 2025 Data
3 out of 5 57 / 100 Based on 2+ years of filings
Financial strength (30%) 87/100
Reliability (20%) 55/100
Effectiveness (25%) 78/100
Impact (25%) No data yet
Financial data: FY 2025 · Scored 9/13/2026
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Financial Overview — FY 2025
$192K
Total Revenue
$157K
Total Expenses
$435K
Net Assets
0
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 75.3%
Fundraising Efficiency N/A
Operating Reserve 33.37x
Liability-to-Asset 33.1%
Revenue Diversification 100.0%
Compared with Peers
FY 2025
Compared with 3,440 similar organizations (United States, Housing & Shelter, $100K–$1M in expenses), FY 2025.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
75.3% 87.0%
P10P90
Bottom quarter
Admin expense ratio
Management and general / total expenses · lower is better
24.7% 12.1%
P10P90
Bottom quarter
Fundraising expense ratio
Fundraising expenses / total expenses · lower is better
0.0% 0.0%
P10P90
Top quarter
Operating reserve
Months of expenses covered by net assets · higher is better
33.4 mo 13.9 mo
P10P90
Above median
Liabilities to assets
Total liabilities / total assets · lower is better
33.1% 23.1%
P10P90
Below median
Revenue concentration
Share of revenue from the largest source · lower is better
100.0% 91.9%
P10P90
Bottom quarter
Revenue growth
Year over year revenue growth
9.2% 4.7%
P10P90
Expense growth
Year over year expense growth
16.9% 4.4%
P10P90
Surplus margin
Surplus as a share of revenue
18.5% -6.0%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2025 $192K $157K $435K 75.3% 0
2024 $176K $134K $400K 71.3% 0
2023 $170K $163K $357K 80.2% 0
2022 $160K $173K $351K 79.2% 0
2021 $144K $130K N/A — 0
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Organization Details
EIN
04-3460421
State
MA
City
VINEYARD HAVEN
ZIP
02568-4053
Classification
L21
Category
Housing & Shelter
Rating
3★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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