Education (B92) IRS Verified DX Registered 990 on File

SIT STAY READ INC

EIN: 20-0151074 · CHICAGO, IL 60657-5207 · United States · FY 2025 Data

4 out of 5 63 / 100 Based on 2+ years of filings

Financial strength (30%) 41/100

Reliability (20%) 84/100

Effectiveness (25%) 73/100

Impact (25%) 65/100

Financial data: FY 2025 · Scored 9/13/2026

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CharityAI™ Score

out of 100

Mission Statement

SitStayRead’s mission is to advance children’s literacy skills using an engaging curriculum, certified dogs, and dedicated volunteers.

Financial Overview — FY 2025

$429K

Total Revenue

$497K

Total Expenses

$32K

Net Assets

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 56.2%

Fundraising Efficiency 148.3%

Operating Reserve 0.78x

Liability-to-Asset 54.0%

Revenue Diversification 99.9%

Executive Compensation $148K

Compared with Peers

FY 2025

Compared with 10,291 similar organizations (United States, Education, $100K–$1M in expenses), FY 2025.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	56.2%	89.6%	P10P90	Bottom quarter
Admin expense ratio Management and general / total expenses · lower is better	25.5%	7.5%	P10P90	Bottom quarter
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	18.3%	0.0%	P10P90	Bottom quarter
Fundraising efficiency Fundraising expenses / gross fundraising income · lower is better	148.3%	1.3%	P10P90	Bottom quarter
Operating reserve Months of expenses covered by net assets · higher is better	0.8 mo	9.1 mo	P10P90	Bottom quarter
Liabilities to assets Total liabilities / total assets · lower is better	54.0%	0.1%	P10P90	Bottom quarter
Revenue concentration Share of revenue from the largest source · lower is better	99.9%	87.8%	P10P90	Bottom quarter
Surplus margin Surplus as a share of revenue	-15.8%	3.1%	P10P90

CharityAI™ Evaluation — 2025

45 / 100

Financial

Reliability

Effectiveness

Impact

Financial Strength (30%) 0

Reliability & Transparency (20%) 84

Program Effectiveness (25%) 53

Impact & Outcomes (25%) 60

1 programs 5 staff

IRS Verified Form 990 on File 95% Data Complete

Impact

2 programs

Outcome / Program	People Served	Cost / Service	# Completed	Duration
Better literacy and SEL skills Improved attendance	1,800	$269.44	—	Lifetime
—	1,800	$269.44	—	Lifetime

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2025	$429K	$497K	$32K	56.2%	9
2023	$450K	$536K	$233K	53.0%	8
2022	$435K	$537K	$317K	68.2%	10

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Organization Details

EIN: 20-0151074
State: IL
City: CHICAGO
ZIP: 60657-5207
Classification: B92
Category: Education
Rating: 4★
Coverage: A
Last Updated: Aug 2026
IRS Ruling Year: 2003
Foundation Code: 15
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

★★★★★ 80–100 ★★★★☆ 60–79 ★★★☆☆ 40–59 ★★☆☆☆ 20–39 ★☆☆☆☆ 1–19

A pillar with no data counts as zero. Without impact metrics the score is capped at 59 (three stars): only the charity can supply that data.
The coverage grade (A to D) says how much filing data the score rests on; NONE means there is not enough to rate.
An organization that is not in good standing with its registry (for example a revoked tax exemption) is shown as Not rated.
"Compared with peers" places the charity's key ratios against organizations of the same country, sector and size.

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