Environment
(C60)
990 on File
COTTONWOOD INSTITUTE
Financial strength (30%)
80/100
Reliability (20%)
50/100
Effectiveness (25%)
85/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$780K
Total Revenue
$823K
Total Expenses
$149K
Net Assets
24
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
84.1%
Fundraising Efficiency
33.3%
Operating Reserve
2.18x
Liability-to-Asset
67.9%
Revenue Diversification
57.6%
Executive Compensation
$110K
Compared with Peers
FY 2025
Compared with 1,592 similar organizations
(United States, Environment, $100K–$1M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
84.1% | 81.6% |
P10P90
|
Above median |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
7.4% | 13.2% |
P10P90
|
Above median |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
8.5% | 0.3% |
P10P90
|
Bottom quarter |
|
Fundraising efficiency
Fundraising expenses / gross fundraising income
· lower is better
|
33.3% | 39.5% |
P10P90
|
Above median |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
2.2 mo | 13.9 mo |
P10P90
|
Bottom quarter |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
67.9% | 0.8% |
P10P90
|
Bottom quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
57.6% | 90.7% |
P10P90
|
Top quarter |
|
Revenue growth
Year over year revenue growth
|
9.4% | 9.2% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
9.9% | 11.2% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
-5.5% | 6.7% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $780K | $823K | $149K | 84.1% | 24 |
| 2024 | $713K | $748K | $192K | 90.4% | 22 |
| 2023 | $693K | $700K | $244K | 93.7% | 21 |
| 2022 | $665K | $630K | $246K | 93.4% | 26 |
| 2021 | $448K | $438K | N/A | — | 5 |
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