Human Services
(P270)
IRS Verified
DX Registered
990 on File
YOUNG MENS CHRISTIAN ASSOCIATION OF MONTCLAIR
Financial strength (30%)
80/100
Reliability (20%)
55/100
Effectiveness (25%)
78/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$19.1M
Total Revenue
$17.6M
Total Expenses
$17.9M
Net Assets
702
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
74.4%
Fundraising Efficiency
508.3%
Operating Reserve
12.23x
Liability-to-Asset
31.0%
Revenue Diversification
90.6%
Executive Compensation
$1.1M
Compared with Peers
FY 2025
Compared with 1,112 similar organizations
(United States, Human Services, $10M–$100M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
74.4% | 87.2% |
P10P90
|
Bottom quarter |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
23.5% | 11.3% |
P10P90
|
Bottom quarter |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
2.1% | 0.4% |
P10P90
|
Below median |
|
Fundraising efficiency
Fundraising expenses / gross fundraising income
· lower is better
|
508.3% | 468.0% |
P10P90
|
Below median |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
12.2 mo | 7.5 mo |
P10P90
|
Above median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
31.0% | 26.6% |
P10P90
|
Below median |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
90.6% | 91.4% |
P10P90
|
Above median |
|
Revenue growth
Year over year revenue growth
|
13.2% | 6.3% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
13.4% | 5.3% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
7.9% | 2.8% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $19.1M | $17.6M | $17.9M | 74.4% | 702 |
| 2024 | $16.8M | $15.5M | $16.2M | 75.6% | 698 |
| 2023 | $16.2M | $14.5M | $14.6M | 78.2% | 638 |
| 2022 | $13.5M | $11.1M | $12.5M | 72.7% | 514 |
| 2021 | $11.7M | $8.7M | N/A | — | 564 |
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