Employment
(J22)
990 on File
HEAT & FROST INSULATORS LOCAL 19 TRAINING FUND
Financial strength (30%)
84/100
Reliability (20%)
45/100
Effectiveness (25%)
75/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$788K
Total Revenue
$501K
Total Expenses
$562K
Net Assets
0
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
92.6%
Fundraising Efficiency
N/A
Operating Reserve
13.45x
Liability-to-Asset
0.0%
Revenue Diversification
100.0%
Compared with Peers
FY 2025
Compared with 413 similar organizations
(United States, Employment, $100K–$1M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
92.6% | 82.6% |
P10P90
|
Above median |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
7.4% | 13.4% |
P10P90
|
Above median |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
0.0% | 0.0% |
P10P90
|
Top quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
13.5 mo | 8.3 mo |
P10P90
|
Above median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
0.0% | 2.9% |
P10P90
|
Top quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
100.0% | 93.7% |
P10P90
|
Bottom quarter |
|
Revenue growth
Year over year revenue growth
|
68.3% | 7.6% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
30.8% | 6.8% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
36.4% | 2.5% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $788K | $501K | $562K | 92.6% | 0 |
| 2024 | $468K | $383K | $275K | 81.0% | 0 |
| 2023 | $281K | $284K | $190K | 80.4% | 0 |
| 2022 | $270K | $309K | $194K | 87.1% | 0 |
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