Charity Search / CENTRAL GARDEN AREA ASSOCIATION INC
Community Improvement (S31) 990 on File

CENTRAL GARDEN AREA ASSOCIATION INC

EIN: 23-7369915 · MEMPHIS, TN 38174-1382 · United States · FY 2026 Data
3 out of 5 56 / 100 Based on 2+ years of filings
Financial strength (30%) 99/100
Reliability (20%) 55/100
Effectiveness (25%) 61/100
Impact (25%) No data yet
Financial data: FY 2026 · Scored 10/18/2026
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CharityAI™ Score
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Financial Overview — FY 2026
$136K
Total Revenue
$83K
Total Expenses
$167K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 85.7%
Fundraising Efficiency N/A
Operating Reserve 24.06x
Liability-to-Asset N/A
Revenue Diversification 59.3%
Compared with Peers
FY 2026
Compared with 150 similar organizations (United States, Community Improvement, under $100K in expenses), FY 2026.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
85.7% 85.7%
P10P90
Below median
Operating reserve
Months of expenses covered by net assets · higher is better
24.1 mo 22.6 mo
P10P90
Above median
Revenue concentration
Share of revenue from the largest source · lower is better
59.3% 84.3%
P10P90
Above median
Revenue growth
Year over year revenue growth
8.1% -1.9%
P10P90
Expense growth
Year over year expense growth
-16.2% -1.3%
P10P90
Surplus margin
Surplus as a share of revenue
38.8% 9.9%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2026 $136K $83K $167K 85.7% —
2025 $126K $99K $114K 84.6% —
2024 $110K $161K $88K 90.6% —
2023 $99K $108K $138K 80.7% —
2022 $80K $82K N/A — 1
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Organization Details
EIN
23-7369915
State
TN
City
MEMPHIS
ZIP
38174-1382
Classification
S31
Category
Community Improvement
Rating
3★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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