Environment (C320) IRS Verified DX Registered 990 on File

MOUNTAIN WATERSHED ASSOCIATION

EIN: 25-1730301 · MELCROFT, PA 15462-1002 · United States · FY 2025 Data

3 out of 5 54 / 100 Based on 2+ years of filings

Financial strength (30%) 76/100

Reliability (20%) 55/100

Effectiveness (25%) 81/100

Impact (25%) No data yet

Financial data: FY 2025 · Scored 9/13/2026

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CharityAI™ Score

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Mission Statement

Mountain Watershed Association is a non-profit, 501(c)(3) organization with the mission to protect, preserve and restore the Youghiogheny River watershed and its broader communities through conservation, recreation, education, and advocacy. Our organization is unique in that we pursue on-the-ground restoration of past environmental damages while we advocate to protect the watershed from new sources of pollution, primarily caused by fossil fuel development. We achieve our mission through a variety of initiatives including abandoned mine drainage remediation, water quality monitoring, trail development, educational programming, grassroots organizing, and legal advocacy.

Financial Overview — FY 2025

$2.6M

Total Revenue

$2.4M

Total Expenses

$4.2M

Net Assets

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 84.0%

Fundraising Efficiency 199.2%

Operating Reserve 20.80x

Liability-to-Asset 2.9%

Revenue Diversification 85.1%

Executive Compensation $101K

Compared with Peers

FY 2025

Compared with 771 similar organizations (United States, Environment, $1M–$10M in expenses), FY 2025.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	84.0%	80.9%	P10P90	Above median
Admin expense ratio Management and general / total expenses · lower is better	14.0%	12.5%	P10P90	Below median
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	2.0%	4.3%	P10P90	Above median
Fundraising efficiency Fundraising expenses / gross fundraising income · lower is better	199.2%	300.3%	P10P90	Above median
Operating reserve Months of expenses covered by net assets · higher is better	20.8 mo	15.9 mo	P10P90	Above median
Liabilities to assets Total liabilities / total assets · lower is better	2.9%	6.8%	P10P90	Above median
Revenue concentration Share of revenue from the largest source · lower is better	85.1%	87.9%	P10P90	Above median
Revenue growth Year over year revenue growth	4.1%	12.1%	P10P90
Expense growth Year over year expense growth	13.8%	9.1%	P10P90
Surplus margin Surplus as a share of revenue	8.2%	6.1%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2025	$2.6M	$2.4M	$4.2M	84.0%	18
2024	$2.5M	$2.1M	$4.2M	83.7%	17
2023	$2.1M	$2.0M	$3.7M	84.5%	15
2022	$2.2M	$1.2M	$3.4M	81.5%	13
2021	$2.2M	$2.0M	N/A	—	12

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Organization Details

EIN: 25-1730301
State: PA
City: MELCROFT
ZIP: 15462-1002
Classification: C320
Category: Environment
Rating: 3★
Coverage: A
Last Updated: Aug 2026
IRS Ruling Year: 1994
Foundation Code: 15
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

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