Youth Development (O55) IRS Verified DX Registered 990 on File

GIRL TALK INC

EIN: 26-0187833 · KNOXVILLE, TN 37921-0000 · United States · FY 2025 Data

3 out of 5 51 / 100 Based on 2+ years of filings

Financial strength (30%) 76/100

Reliability (20%) 50/100

Effectiveness (25%) 71/100

Impact (25%) No data yet

Financial data: FY 2025 · Scored 9/13/2026

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CharityAI™ Score

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Mission Statement

Our Mission Girl Talk empowers girls to become their best selves by reducing the likelihood of teen pregnancy and helping them to advance educationally. Our Vision Girl Talk will be a mutually beneficial community in which women and girls come together in safe environments to share hope, grace, support, love, and experiences. As a result of being involved in Girl Talk, young women will connect to their purpose for a fulfilling life in whatever field they choose. Teen pregnancy rates will drop in our community as we prepare girls to make healthy choices. Girl Talk will increase the likelihood of educational advancement to prepare girls for their future. Participants will be strong, confident, educated women who are ready to change the world.

Financial Overview — FY 2025

$1.9M

Total Revenue

$983K

Total Expenses

$2.7M

Net Assets

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 78.1%

Fundraising Efficiency 46.7%

Operating Reserve 33.52x

Liability-to-Asset 2.9%

Revenue Diversification 92.0%

Compared with Peers

FY 2025

Compared with 2,098 similar organizations (United States, Youth Development, $100K–$1M in expenses), FY 2025.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	78.1%	88.8%	P10P90	Below median
Admin expense ratio Management and general / total expenses · lower is better	13.8%	8.5%	P10P90	Below median
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	8.1%	0.0%	P10P90	Bottom quarter
Fundraising efficiency Fundraising expenses / gross fundraising income · lower is better	46.7%	10.1%	P10P90	Below median
Operating reserve Months of expenses covered by net assets · higher is better	33.5 mo	6.8 mo	P10P90	Top quarter
Liabilities to assets Total liabilities / total assets · lower is better	2.9%	0.4%	P10P90	Below median
Revenue concentration Share of revenue from the largest source · lower is better	92.0%	92.2%	P10P90	Above median
Revenue growth Year over year revenue growth	-11.6%	7.1%	P10P90
Expense growth Year over year expense growth	-8.9%	8.2%	P10P90
Surplus margin Surplus as a share of revenue	47.6%	2.7%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2025	$1.9M	$983K	$2.7M	78.1%	13
2024	$2.1M	$1.1M	$1.8M	73.6%	13
2023	$1.1M	$781K	$727K	80.0%	9
2022	$839K	$601K	$396K	80.5%	11
2021	$444K	$511K	N/A	—	7

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Organization Details

EIN: 26-0187833
State: TN
City: KNOXVILLE
ZIP: 37921-0000
Classification: O55
Category: Youth Development
Rating: 3★
Coverage: A
Last Updated: Aug 2026
IRS Ruling Year: 2006
Foundation Code: 15
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

★★★★★ 80–100 ★★★★☆ 60–79 ★★★☆☆ 40–59 ★★☆☆☆ 20–39 ★☆☆☆☆ 1–19

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The coverage grade (A to D) says how much filing data the score rests on; NONE means there is not enough to rate.
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"Compared with peers" places the charity's key ratios against organizations of the same country, sector and size.

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