Charity Search / LENDING HANDS OF MICHIGAN INC
Diseases & Disorders (G96) 990 on File

LENDING HANDS OF MICHIGAN INC

EIN: 32-0146465 · PORTAGE, MI 49002-9747 · United States · FY 2024 Data
3 out of 5 53 / 100 Based on 2+ years of filings
Financial strength (30%) 80/100
Reliability (20%) 50/100
Effectiveness (25%) 78/100
Impact (25%) No data yet
Financial data: FY 2024 · Scored 9/13/2026
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Financial Overview — FY 2024
$207K
Total Revenue
$191K
Total Expenses
$318K
Net Assets
1
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 92.4%
Fundraising Efficiency N/A
Operating Reserve 19.99x
Liability-to-Asset 0.5%
Revenue Diversification 99.9%
Executive Compensation $52K
Compared with Peers
FY 2024
Compared with 1,541 similar organizations (United States, Diseases & Disorders, $100K–$1M in expenses), FY 2024.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
92.4% 83.1%
P10P90
Above median
Admin expense ratio
Management and general / total expenses · lower is better
0.0% 10.9%
P10P90
Top quarter
Fundraising expense ratio
Fundraising expenses / total expenses · lower is better
7.6% 0.3%
P10P90
Below median
Operating reserve
Months of expenses covered by net assets · higher is better
20.0 mo 12.0 mo
P10P90
Above median
Liabilities to assets
Total liabilities / total assets · lower is better
0.5% 0.7%
P10P90
Above median
Revenue concentration
Share of revenue from the largest source · lower is better
99.9% 93.9%
P10P90
Below median
Revenue growth
Year over year revenue growth
-5.8% 7.6%
P10P90
Expense growth
Year over year expense growth
-4.2% 9.1%
P10P90
Surplus margin
Surplus as a share of revenue
7.8% 1.8%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2024 $207K $191K $318K 92.4% 1
2023 $220K $199K $302K 87.5% 1
2022 $277K $135K $281K 96.2% 1
2021 $288K $104K N/A 1
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Organization Details
EIN
32-0146465
State
MI
City
PORTAGE
ZIP
49002-9747
Classification
G96
Category
Diseases & Disorders
Rating
3★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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