Arts, Culture & Humanities
(A34)
990 on File
TWO HARBORS COMMUNITY RADIO
Financial strength (30%)
76/100
Reliability (20%)
50/100
Effectiveness (25%)
61/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$56K
Total Revenue
$57K
Total Expenses
$48K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
84.3%
Fundraising Efficiency
40.0%
Operating Reserve
10.01x
Liability-to-Asset
2.9%
Revenue Diversification
41.9%
Compared with Peers
FY 2025
Compared with 7,347 similar organizations
(United States, Arts, Culture & Humanities, under $100K in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
84.3% | 82.0% |
P10P90
|
Above median |
|
Fundraising efficiency
Fundraising expenses / gross fundraising income
· lower is better
|
40.0% | 35.5% |
P10P90
|
Below median |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
10.0 mo | 15.5 mo |
P10P90
|
Below median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
2.9% | 0.0% |
P10P90
|
Bottom quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
41.9% | 85.7% |
P10P90
|
Top quarter |
|
Revenue growth
Year over year revenue growth
|
-20.8% | 0.0% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
-13.1% | 0.6% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
-2.6% | 8.9% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $56K | $57K | $48K | 84.3% | — |
| 2024 | $70K | $66K | $49K | 80.0% | — |
| 2023 | $60K | $57K | $44K | 75.9% | — |
| 2022 | $66K | $50K | $41K | 69.6% | — |
| 2021 | $54K | $45K | N/A | — | 1 |
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