Charity Search / MONA LAKE IMPROVEMENT ASSOCIATION
Community Improvement (S22) 990 on File

MONA LAKE IMPROVEMENT ASSOCIATION

EIN: 38-0860903 · MUSKEGON, MI 49444-0143 · United States · FY 2025 Data
3 out of 5 45 / 100 Based on 2+ years of filings
Financial strength (30%) 74/100
Reliability (20%) 50/100
Effectiveness (25%) 51/100
Impact (25%) No data yet
Financial data: FY 2025 · Scored 9/13/2026
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Financial Overview — FY 2025
$83K
Total Revenue
$43K
Total Expenses
$191K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 94.2%
Fundraising Efficiency N/A
Operating Reserve 53.08x
Liability-to-Asset 0.0%
Revenue Diversification 100.0%
Compared with Peers
FY 2025
Compared with 2,326 similar organizations (United States, Community Improvement, under $100K in expenses), FY 2025.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
94.2% 83.4%
P10P90
Above median
Operating reserve
Months of expenses covered by net assets · higher is better
53.1 mo 21.9 mo
P10P90
Above median
Liabilities to assets
Total liabilities / total assets · lower is better
0.0% 0.0%
P10P90
Top quarter
Revenue concentration
Share of revenue from the largest source · lower is better
100.0% 96.0%
P10P90
Bottom quarter
Revenue growth
Year over year revenue growth
27.3% -0.2%
P10P90
Expense growth
Year over year expense growth
125.0% -1.2%
P10P90
Surplus margin
Surplus as a share of revenue
47.9% 11.0%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2025 $83K $43K $191K 94.2% —
2024 $65K $19K $151K 41.7% —
2023 $82K $81K $105K 98.3% —
2022 $46K $19K $104K 45.5% —
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Organization Details
EIN
38-0860903
State
MI
City
MUSKEGON
ZIP
49444-0143
Classification
S22
Category
Community Improvement
Rating
3★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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