Community Improvement (S80Z) IRS Verified DX Registered 990 on File

ZONTA CLUB OF TRAVERSE CITY SERVICE FUND

EIN: 38-2878511 · TRAVERSE CITY, MI 49686-2644 · United States · FY 2022 Data

3 out of 5 44 / 100 Based on one year of filings

Financial strength (30%) 58/100

Reliability (20%) 55/100

Effectiveness (25%) 61/100

Impact (25%) No data yet

Financial data: FY 2022 · Scored 9/13/2026

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CharityAI™ Score

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Financial Overview — FY 2022

$32K

Total Revenue

$14K

Total Expenses

$73K

Net Assets

N/A

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 100.0%

Fundraising Efficiency 52.9%

Operating Reserve 62.50x

Liability-to-Asset N/A

Revenue Diversification 20.4%

Compared with Peers

FY 2022

Compared with 4,673 similar organizations (United States, Community Improvement, under $100K in expenses), FY 2022.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	100.0%	82.7%	P10P90	Top quarter
Fundraising efficiency Fundraising expenses / gross fundraising income · lower is better	52.9%	38.7%	P10P90	Below median
Operating reserve Months of expenses covered by net assets · higher is better	62.5 mo	26.0 mo	P10P90	Above median
Revenue concentration Share of revenue from the largest source · lower is better	20.4%	99.8%	P10P90	Top quarter
Revenue growth Year over year revenue growth	226.3%	2.0%	P10P90
Expense growth Year over year expense growth	28.7%	10.0%	P10P90
Surplus margin Surplus as a share of revenue	56.6%	15.4%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2022	$32K	$14K	$73K	100.0%	—
2021	$10K	$11K	N/A	—	1

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Organization Details

EIN: 38-2878511
State: MI
City: TRAVERSE CITY
ZIP: 49686-2644
Classification: S80Z
Category: Community Improvement
Rating: 3★
Coverage: B
Last Updated: Aug 2026
IRS Ruling Year: 1970
Foundation Code: 16
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

★★★★★ 80–100 ★★★★☆ 60–79 ★★★☆☆ 40–59 ★★☆☆☆ 20–39 ★☆☆☆☆ 1–19

A pillar with no data counts as zero. Without impact metrics the score is capped at 59 (three stars): only the charity can supply that data.
The coverage grade (A to D) says how much filing data the score rests on; NONE means there is not enough to rate.
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"Compared with peers" places the charity's key ratios against organizations of the same country, sector and size.

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