International Affairs (Q300) 990 on File

GEM RESOURCES INTERNATIONAL

EIN: 38-3114488 · BERRIEN SPRGS, MI 49103-0061 · United States · FY 2025 Data

3 out of 5 51 / 100 Based on 2+ years of filings

Financial strength (30%) 83/100

Reliability (20%) 55/100

Effectiveness (25%) 61/100

Impact (25%) No data yet

Financial data: FY 2025 · Scored 9/13/2026

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CharityAI™ Score

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Financial Overview — FY 2025

$68K

Total Revenue

$195K

Total Expenses

$355K

Net Assets

N/A

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 92.8%

Fundraising Efficiency N/A

Operating Reserve 21.85x

Liability-to-Asset 0.0%

Revenue Diversification 84.4%

Compared with Peers

FY 2025

Compared with 1,413 similar organizations (United States, International Affairs, $100K–$1M in expenses), FY 2025.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	92.8%	89.8%	P10P90	Above median
Operating reserve Months of expenses covered by net assets · higher is better	21.9 mo	7.2 mo	P10P90	Top quarter
Liabilities to assets Total liabilities / total assets · lower is better	0.0%	0.0%	P10P90	Top quarter
Revenue concentration Share of revenue from the largest source · lower is better	84.4%	99.8%	P10P90	Top quarter
Surplus margin Surplus as a share of revenue	-184.8%	2.0%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2025	$68K	$195K	$355K	92.8%	—
2023	$226K	$319K	$440K	97.6%	0
2022	$306K	$110K	$534K	95.7%	0
2021	$256K	$257K	N/A	—	0
2020	$419K	$462K	N/A	—	0

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Organization Details

EIN: 38-3114488
State: MI
City: BERRIEN SPRGS
ZIP: 49103-0061
Classification: Q300
Category: International Affairs
Rating: 3★
Coverage: A
Last Updated: Aug 2026
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

★★★★★ 80–100 ★★★★☆ 60–79 ★★★☆☆ 40–59 ★★☆☆☆ 20–39 ★☆☆☆☆ 1–19

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The coverage grade (A to D) says how much filing data the score rests on; NONE means there is not enough to rate.
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