Charity Search / GUARDIAN ANGEL SETTLEMENT ASSOCIATION
Human Services (P33Z) IRS Verified DX Registered 990 on File

GUARDIAN ANGEL SETTLEMENT ASSOCIATION

EIN: 43-0652636 · SAINT LOUIS, MO 63113-3427 · United States · FY 2024 Data
3 out of 5 56 / 100 Based on 2+ years of filings
Financial strength (30%) 73/100
Reliability (20%) 55/100
Effectiveness (25%) 93/100
Impact (25%) No data yet
Financial data: FY 2024 · Scored 9/13/2026
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Mission Statement

The mission of Guardian Angel Settlement Association is to serve people living in poverty by helping them improve the quality of their lives and achieve economic independence.

Financial Overview — FY 2024
$3.9M
Total Revenue
$4.1M
Total Expenses
$8.5M
Net Assets
70
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 78.3%
Fundraising Efficiency 1458.3%
Operating Reserve 24.81x
Liability-to-Asset 25.8%
Revenue Diversification 58.1%
Executive Compensation $170K
Compared with Peers
FY 2024
Compared with 7,600 similar organizations (United States, Human Services, $1M–$10M in expenses), FY 2024.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
78.3% 85.5%
P10P90
Bottom quarter
Admin expense ratio
Management and general / total expenses · lower is better
15.5% 11.3%
P10P90
Below median
Fundraising expense ratio
Fundraising expenses / total expenses · lower is better
6.2% 0.4%
P10P90
Bottom quarter
Fundraising efficiency
Fundraising expenses / gross fundraising income · lower is better
1458.3% 121.1%
P10P90
Bottom quarter
Operating reserve
Months of expenses covered by net assets · higher is better
24.8 mo 8.5 mo
P10P90
Top quarter
Liabilities to assets
Total liabilities / total assets · lower is better
25.8% 13.3%
P10P90
Below median
Revenue concentration
Share of revenue from the largest source · lower is better
58.1% 93.2%
P10P90
Top quarter
Revenue growth
Year over year revenue growth
-8.7% 7.1%
P10P90
Expense growth
Year over year expense growth
9.3% 7.9%
P10P90
Surplus margin
Surplus as a share of revenue
-4.5% 1.9%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2024 $3.9M $4.1M $8.5M 78.3% 70
2023 $4.3M $3.8M $8.5M 83.1% 63
2022 $3.5M $3.0M $7.8M 85.3% 55
2021 $4.6M $3.9M N/A — 55
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Organization Details
EIN
43-0652636
State
MO
City
SAINT LOUIS
ZIP
63113-3427
Classification
P33Z
Category
Human Services
Rating
3★
Coverage
A
Last Updated
Aug 2026
IRS Ruling Year
1859
Foundation Code
15
Form 990
On File
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