Housing & Shelter
(L20Z)
IRS Verified
DX Registered
990 on File
HABITAT FOR HUMANITY INTERNATIONAL INC
Financial strength (30%)
82/100
Reliability (20%)
55/100
Effectiveness (25%)
85/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Mission Statement
Seeking to put God’s love into action, Habitat for Humanity brings people together to build homes, communities, and hope by helping partners achieve their goals of owning a home and helping those who own a home to preserve and repair it.
Financial Overview — FY 2025
$3.6M
Total Revenue
$3.4M
Total Expenses
$4.8M
Net Assets
48
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
87.5%
Fundraising Efficiency
132.9%
Operating Reserve
17.17x
Liability-to-Asset
7.6%
Revenue Diversification
60.9%
Executive Compensation
$102K
Compared with Peers
FY 2025
Compared with 1,412 similar organizations
(United States, Housing & Shelter, $1M–$10M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
87.5% | 86.2% |
P10P90
|
Above median |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
3.2% | 10.9% |
P10P90
|
Top quarter |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
9.3% | 0.0% |
P10P90
|
Bottom quarter |
|
Fundraising efficiency
Fundraising expenses / gross fundraising income
· lower is better
|
132.9% | 218.0% |
P10P90
|
Above median |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
17.2 mo | 12.4 mo |
P10P90
|
Above median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
7.6% | 34.5% |
P10P90
|
Top quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
60.9% | 87.8% |
P10P90
|
Top quarter |
|
Revenue growth
Year over year revenue growth
|
2.1% | 5.8% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
-1.8% | 5.3% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
6.3% | 3.8% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $3.6M | $3.4M | $4.8M | 87.5% | 48 |
| 2024 | $3.5M | $3.4M | $4.5M | 58.9% | 49 |
| 2023 | $3.2M | $2.7M | $4.4M | 49.6% | 48 |
| 2022 | $2.9M | $2.9M | $3.9M | 61.7% | 48 |
| 2021 | $2.8M | $2.2M | N/A | — | 48 |
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