Education
(B82)
IRS Verified
DX Registered
990 on File
STUDENTS WITHOUT MOTHERS INC
Financial strength (30%)
60/100
Reliability (20%)
82/100
Effectiveness (25%)
80/100
Impact (25%)
45/100
61
CharityAI™ Score
out of 100
Mission Statement
Students Without Mothers, Inc. is dedicated to helping high school students who have lost their mothers overcome barriers to success by providing the support, resources, and opportunities needed to pursue higher education and achieve their goal.
Financial Overview — FY 2025
$650K
Annual Budget
$270K
Total Revenue
$359K
Total Expenses
$-96,148
Net Assets
4
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
72.7%
Fundraising Efficiency
44.0%
Operating Reserve
-3.21x
Liability-to-Asset
166.8%
Revenue Diversification
69.9%
Executive Compensation
$192K
Compared with Peers
FY 2025
Compared with 10,291 similar organizations
(United States, Education, $100K–$1M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
72.7% | 89.6% |
P10P90
|
Bottom quarter |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
17.4% | 7.5% |
P10P90
|
Below median |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
9.9% | 0.0% |
P10P90
|
Bottom quarter |
|
Fundraising efficiency
Fundraising expenses / gross fundraising income
· lower is better
|
44.0% | 1.3% |
P10P90
|
Bottom quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
-3.2 mo | 9.1 mo |
P10P90
|
Bottom quarter |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
166.8% | 0.1% |
P10P90
|
Bottom quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
69.9% | 87.8% |
P10P90
|
Above median |
|
Revenue growth
Year over year revenue growth
|
39.0% | 6.3% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
23.9% | 7.6% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
-33.1% | 3.1% |
P10P90
|
CharityAI™ Evaluation — 2025
61 / 10034
Financial
82
Reliability
93
Effectiveness
45
Impact
Financial Strength (30%)
34
Reliability & Transparency (20%)
82
Program Effectiveness (25%)
93
Impact & Outcomes (25%)
45
90 served annually
$10K per beneficiary
2 programs
5 staff
IRS Verified Form 990 on File 90% Data Complete
Impact
2 programs| Outcome / Program | People Served | Cost / Service | # Completed | Duration |
|---|---|---|---|---|
| Program provided 45 students with college preparedness, life coaching and grief counseling services. | 45 | $9,835.07 | — | Per Year |
| Program provided 45 students with college preparedness, life coaching and grief counseling services. | 45 | $9,835.07 | — | Per Year |
Geographic Reach
Local 100%
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $270K | $359K | $-96,148 | 72.7% | 4 |
| 2024 | $194K | $290K | $-24,883 | 48.9% | 4 |
| 2023 | $122K | $207K | $45K | 65.7% | 4 |
| 2022 | $152K | $182K | $129K | 71.4% | 4 |
| 2021 | $188K | $164K | N/A | — | 4 |
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