Charity Search / STEPANSKI FAMILY CHARITABLE TRUST
Mutual & Membership Benefit (Y99) 990 on File

STEPANSKI FAMILY CHARITABLE TRUST

EIN: 46-1592643 · PALM BEACH, FL 33480-4083 · United States · FY 2023 Data
2 out of 5 30 / 100 Based on 2+ years of filings
Financial strength (30%) 49/100
Reliability (20%) 50/100
Effectiveness (25%) 21/100
Impact (25%) No data yet
Financial data: FY 2023 · Scored 9/13/2026
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Financial Overview — FY 2023
$126K
Total Revenue
$123K
Total Expenses
$644K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 32.5%
Fundraising Efficiency N/A
Operating Reserve 62.78x
Liability-to-Asset 1.5%
Revenue Diversification 30.1%
Executive Compensation $0
Compared with Peers
FY 2023
Compared with 156 similar organizations (United States, Mutual & Membership Benefit, $100K–$1M in expenses), FY 2023.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
32.5% 90.1%
P10P90
Bottom quarter
Operating reserve
Months of expenses covered by net assets · higher is better
62.8 mo 27.1 mo
P10P90
Above median
Liabilities to assets
Total liabilities / total assets · lower is better
1.5% 0.1%
P10P90
Below median
Revenue concentration
Share of revenue from the largest source · lower is better
30.1% 85.0%
P10P90
Top quarter
Revenue growth
Year over year revenue growth
-68.5% 10.3%
P10P90
Expense growth
Year over year expense growth
52.9% 11.1%
P10P90
Surplus margin
Surplus as a share of revenue
2.2% 4.6%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2023 $126K $123K $644K 32.5%
2022 $400K $80K $627K 49.8%
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Organization Details
EIN
46-1592643
State
FL
City
PALM BEACH
ZIP
33480-4083
Classification
Y99
Category
Mutual & Membership Benefit
Rating
2★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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