Charity Search / LOVE MAKES CENT INC
Community Improvement (S30) 990 on File

LOVE MAKES CENT INC

EIN: 47-1819140 · RICHMOND, IN 47374-4322 · United States · FY 2024 Data
3 out of 5 45 / 100 Based on 2+ years of filings
Financial strength (30%) 66/100
Reliability (20%) 50/100
Effectiveness (25%) 61/100
Impact (25%) No data yet
Financial data: FY 2024 · Scored 9/13/2026
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CharityAI™ Score
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Financial Overview — FY 2024
$91K
Total Revenue
$79K
Total Expenses
$52K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 95.3%
Fundraising Efficiency N/A
Operating Reserve 7.99x
Liability-to-Asset N/A
Revenue Diversification 99.2%
Compared with Peers
FY 2024
Compared with 4,006 similar organizations (United States, Community Improvement, under $100K in expenses), FY 2024.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
95.3% 81.7%
P10P90
Above median
Operating reserve
Months of expenses covered by net assets · higher is better
8.0 mo 23.9 mo
P10P90
Below median
Revenue concentration
Share of revenue from the largest source · lower is better
99.2% 98.4%
P10P90
Below median
Revenue growth
Year over year revenue growth
47.5% -1.9%
P10P90
Expense growth
Year over year expense growth
7.7% -1.6%
P10P90
Surplus margin
Surplus as a share of revenue
13.6% 11.7%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2024 $91K $79K $52K 95.3% —
2023 $62K $73K $40K 73.7% —
2022 $72K $43K $62K 0.0% —
2021 $72K $30K N/A — 1
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Organization Details
EIN
47-1819140
State
IN
City
RICHMOND
ZIP
47374-4322
Classification
S30
Category
Community Improvement
Rating
3★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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