Community Improvement
(S41)
IRS Verified
DX Registered
990 on File
INDY BLACK CHAMBER OF COMMERCE INC
Financial strength (30%)
92/100
Reliability (20%)
50/100
Effectiveness (25%)
81/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$647K
Total Revenue
$938K
Total Expenses
$580K
Net Assets
7
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
81.8%
Fundraising Efficiency
N/A
Operating Reserve
7.42x
Liability-to-Asset
11.2%
Revenue Diversification
98.7%
Compared with Peers
FY 2025
Compared with 2,524 similar organizations
(United States, Community Improvement, $100K–$1M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
81.8% | 84.5% |
P10P90
|
Below median |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
18.2% | 12.8% |
P10P90
|
Below median |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
0.0% | 0.0% |
P10P90
|
Top quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
7.4 mo | 11.0 mo |
P10P90
|
Below median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
11.2% | 2.3% |
P10P90
|
Below median |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
98.7% | 91.5% |
P10P90
|
Below median |
|
Surplus margin
Surplus as a share of revenue
|
-44.9% | 2.4% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $647K | $938K | $580K | 81.8% | 7 |
| 2023 | $674K | $615K | $826K | 88.8% | 9 |
| 2022 | $789K | $448K | $575K | 91.4% | 7 |
| 2021 | $494K | $272K | $242K | 44.1% | 0 |
| 2020 | $243K | $231K | N/A | — | 4 |
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