Housing & Shelter
(L20)
IRS Verified
DX Registered
990 on File
STEPSTONE INC
Financial strength (30%)
91/100
Reliability (20%)
82/100
Effectiveness (25%)
90/100
Impact (25%)
No data yet
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71
CharityAI™ Score
out of 100
Mission Statement
Honoring the God-given dignity of each person, Stepstone serves neighbors facing domestic violence, housing instability, hunger, and hardships with safety, support, and a path forward.
Financial Overview — FY 2025
$1.4M
Annual Budget
$1.4M
Total Revenue
$1.1M
Total Expenses
$936K
Net Assets
0
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
76.5%
Fundraising Efficiency
N/A
Operating Reserve
9.92x
Liability-to-Asset
7.7%
Revenue Diversification
98.1%
Executive Compensation
$42K
Compared with Peers
FY 2025
Compared with 1,101 similar organizations
(United States, Housing & Shelter, $1M–$10M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
76.5% | 86.6% |
P10P90
|
Bottom quarter |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
13.5% | 10.4% |
P10P90
|
Below median |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
10.0% | 0.0% |
P10P90
|
Bottom quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
9.9 mo | 13.6 mo |
P10P90
|
Below median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
7.7% | 30.2% |
P10P90
|
Top quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
98.1% | 88.1% |
P10P90
|
Bottom quarter |
|
Revenue growth
Year over year revenue growth
|
65.9% | 6.3% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
13.7% | 5.2% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
19.1% | 4.4% |
P10P90
|
CharityAI™ Evaluation — 2025
71 / 10096
Financial
82
Reliability
93
Effectiveness
10
Impact
Financial Strength (30%)
96
Reliability & Transparency (20%)
82
Program Effectiveness (25%)
93
Impact & Outcomes (25%)
10
0 programs
18 staff
IRS Verified Form 990 on File 90% Data Complete
Geographic Reach
Local 100%
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $1.4M | $1.1M | $936K | 76.5% | 0 |
| 2024 | $844K | $996K | $671K | 73.4% | 0 |
| 2023 | $1.1M | $1.2M | $808K | 59.6% | 0 |
| 2022 | $900K | $1.0M | $731K | 75.0% | 22 |
| 2021 | $1.1M | $1.0M | N/A | — | 21 |
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