Environment (C320) IRS Verified DX Registered 990 on File

CHESAPEAKE BAY FOUNDATION INC

EIN: 52-6065757 · ANNAPOLIS, MD 21403-4503 · United States · FY 2025 Data

3 out of 5 59 / 100 Based on 2+ years of filings

Financial strength (30%) 79/100

Reliability (20%) 55/100

Effectiveness (25%) 100/100

Impact (25%) No data yet

Financial data: FY 2025 · Scored 9/13/2026

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Mission Statement

CBF works throughout the Bay’s 64,000 square-mile watershed to build an informed citizenry, advocate for bold pollution-reduction strategies, restore vital species, and ensure the enforcement of laws that protect the Bay and its tributaries. Our mission is to save the Bay and keep it saved, as defined by reaching a 70 on CBF’s Health index.

Financial Overview — FY 2025

$35.4M

Total Revenue

$37.4M

Total Expenses

$122.2M

Net Assets

283

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 79.8%

Fundraising Efficiency 3471.2%

Operating Reserve 39.20x

Liability-to-Asset 4.5%

Revenue Diversification 77.4%

Executive Compensation $1.6M

Compared with Peers

FY 2025

Compared with 76 similar organizations (United States, Environment, $10M–$100M in expenses), FY 2025.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	79.8%	84.4%	P10P90	Below median
Admin expense ratio Management and general / total expenses · lower is better	9.0%	9.1%	P10P90	Above median
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	11.2%	3.3%	P10P90	Bottom quarter
Fundraising efficiency Fundraising expenses / gross fundraising income · lower is better	3471.2%	624.0%	P10P90	Bottom quarter
Operating reserve Months of expenses covered by net assets · higher is better	39.2 mo	16.7 mo	P10P90	Above median
Liabilities to assets Total liabilities / total assets · lower is better	4.5%	11.8%	P10P90	Above median
Revenue concentration Share of revenue from the largest source · lower is better	77.4%	86.9%	P10P90	Above median
Surplus margin Surplus as a share of revenue	-5.6%	8.9%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2025	$35.4M	$37.4M	$122.2M	79.8%	283
2023	$32.2M	$34.1M	$121.8M	79.0%	278
2022	$37.5M	$31.5M	$121.2M	78.8%	264
2021	$30.4M	$29.4M	N/A	—	248

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Organization Details

EIN: 52-6065757
State: MD
City: ANNAPOLIS
ZIP: 21403-4503
Classification: C320
Category: Environment
Rating: 3★
Coverage: A
Last Updated: Aug 2026
IRS Ruling Year: 1967
Foundation Code: 15
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

★★★★★ 80–100 ★★★★☆ 60–79 ★★★☆☆ 40–59 ★★☆☆☆ 20–39 ★☆☆☆☆ 1–19

A pillar with no data counts as zero. Without impact metrics the score is capped at 59 (three stars): only the charity can supply that data.
The coverage grade (A to D) says how much filing data the score rests on; NONE means there is not enough to rate.
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