Charity Search / WHITE OAK VOLUNTEER FIRE ASSOCIATION INC
Public Safety & Disaster Relief (M24) 990 on File

WHITE OAK VOLUNTEER FIRE ASSOCIATION INC

EIN: 54-1302756 · FREDERICKSBRG, VA 22405-3628 · United States · FY 2025 Data
3 out of 5 40 / 100 Based on 2+ years of filings
Financial strength (30%) 57/100
Reliability (20%) 50/100
Effectiveness (25%) 51/100
Impact (25%) No data yet
Financial data: FY 2025 · Scored 9/13/2026
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CharityAI™ Score
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Financial Overview — FY 2025
$75K
Total Revenue
$74K
Total Expenses
$306K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 100.0%
Fundraising Efficiency N/A
Operating Reserve 49.28x
Liability-to-Asset 0.7%
Revenue Diversification 85.7%
Compared with Peers
FY 2025
Compared with 1,273 similar organizations (United States, Public Safety & Disaster Relief, under $100K in expenses), FY 2025.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
100.0% 89.8%
P10P90
Top quarter
Operating reserve
Months of expenses covered by net assets · higher is better
49.3 mo 43.1 mo
P10P90
Above median
Liabilities to assets
Total liabilities / total assets · lower is better
0.7% 0.0%
P10P90
Bottom quarter
Revenue concentration
Share of revenue from the largest source · lower is better
85.7% 89.3%
P10P90
Above median
Revenue growth
Year over year revenue growth
-28.1% -1.1%
P10P90
Expense growth
Year over year expense growth
-12.9% -1.6%
P10P90
Surplus margin
Surplus as a share of revenue
0.3% 21.0%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2025 $75K $74K $306K 100.0%
2024 $104K $85K $305K 100.0%
2023 $81K $112K $289K 100.0%
2022 $126K $146K $319K 100.0%
2021 $180K $94K N/A 1
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Organization Details
EIN
54-1302756
State
VA
City
FREDERICKSBRG
ZIP
22405-3628
Classification
M24
Category
Public Safety & Disaster Relief
Rating
3★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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