Community Improvement
(S40)
990 on File
WESTWATER FINANCIAL INC
Financial strength (30%)
67/100
Reliability (20%)
50/100
Effectiveness (25%)
68/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$93K
Total Revenue
$209K
Total Expenses
$226K
Net Assets
4
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
73.9%
Fundraising Efficiency
N/A
Operating Reserve
13.03x
Liability-to-Asset
88.0%
Revenue Diversification
89.2%
Executive Compensation
$63K
Compared with Peers
FY 2025
Compared with 2,137 similar organizations
(United States, Community Improvement, $100K–$1M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
73.9% | 84.4% |
P10P90
|
Below median |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
25.0% | 12.7% |
P10P90
|
Bottom quarter |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
1.1% | 0.0% |
P10P90
|
Below median |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
13.0 mo | 11.1 mo |
P10P90
|
Above median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
88.0% | 2.2% |
P10P90
|
Bottom quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
89.2% | 91.6% |
P10P90
|
Above median |
|
Revenue growth
Year over year revenue growth
|
-49.2% | 4.2% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
-33.1% | 8.4% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
-123.5% | 2.7% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $93K | $209K | $226K | 73.9% | 4 |
| 2024 | $184K | $312K | $341K | 78.9% | 4 |
| 2023 | $250K | $326K | $0 | 78.8% | 4 |
| 2022 | $468K | $300K | $0 | 81.3% | 4 |
| 2021 | $233K | $228K | N/A | — | 4 |
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