Housing & Shelter
(L20)
990 on File
ARC OF ST MARTIN INC
Financial strength (30%)
93/100
Reliability (20%)
50/100
Effectiveness (25%)
78/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$2.8M
Total Revenue
$2.7M
Total Expenses
$1.8M
Net Assets
135
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
77.3%
Fundraising Efficiency
N/A
Operating Reserve
8.19x
Liability-to-Asset
4.4%
Revenue Diversification
99.5%
Compared with Peers
FY 2025
Compared with 1,101 similar organizations
(United States, Housing & Shelter, $1M–$10M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
77.3% | 86.6% |
P10P90
|
Bottom quarter |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
22.7% | 10.4% |
P10P90
|
Bottom quarter |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
0.0% | 0.0% |
P10P90
|
Top quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
8.2 mo | 13.6 mo |
P10P90
|
Below median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
4.4% | 30.2% |
P10P90
|
Top quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
99.5% | 88.1% |
P10P90
|
Bottom quarter |
|
Revenue growth
Year over year revenue growth
|
16.3% | 6.3% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
1.8% | 5.2% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
3.1% | 4.4% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $2.8M | $2.7M | $1.8M | 77.3% | 135 |
| 2024 | $2.4M | $2.6M | $1.7M | 80.3% | 129 |
| 2023 | $2.6M | $2.7M | $2.0M | 75.7% | 140 |
| 2022 | $2.5M | $2.4M | $1.8M | 78.2% | 145 |
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