Public Safety & Disaster Relief (M40) IRS Verified DX Registered 990 on File

Z SAFE EDUCATION INC

EIN: 82-5421993 · KANNAPOLIS, NC 28083-6931 · United States · FY 2022 Data

3 out of 5 57 / 100 Based on one year of filings

Financial strength (30%) 93/100

Reliability (20%) 45/100

Effectiveness (25%) 82/100

Impact (25%) No data yet

Financial data: FY 2022 · Scored 9/13/2026

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CharityAI™ Score

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Mission Statement

A nationwide program developed to educate the public on how to safely complete online/internet sales and purchases in person. The program has been created in memory of Zachary Finch who tragically was robbed and murdered while trying to purchase a cell phone through an online app. Advancements in technology have resulted in multiple apps that make meeting up to buy and sell goods cost effective and convenient. Unfortunately, this has also resulted in an increase in dishonest people seeking to take advantage of legitimate participants. Many of these encounters have led to robberies and senseless loss of life. Our mission is to help ensure all persons involved in these transactions, do so safely.

Financial Overview — FY 2022

$1K

Total Revenue

$1K

Total Expenses

$2K

Net Assets

N/A

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 76.1%

Fundraising Efficiency N/A

Operating Reserve 19.01x

Liability-to-Asset N/A

Revenue Diversification 100.0%

Compared with Peers

FY 2022

Compared with 3,122 similar organizations (United States, Public Safety & Disaster Relief, under $100K in expenses), FY 2022.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	76.1%	90.6%	P10P90	Below median
Operating reserve Months of expenses covered by net assets · higher is better	19.0 mo	47.0 mo	P10P90	Below median
Revenue concentration Share of revenue from the largest source · lower is better	100.0%	93.1%	P10P90	Bottom quarter
Surplus margin Surplus as a share of revenue	-43.6%	21.6%	P10P90

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Organization Details

EIN: 82-5421993
State: NC
City: KANNAPOLIS
ZIP: 28083-6931
Classification: M40
Category: Public Safety & Disaster Relief
Rating: 3★
Coverage: B
Last Updated: Aug 2026
IRS Ruling Year: 2018
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

★★★★★ 80–100 ★★★★☆ 60–79 ★★★☆☆ 40–59 ★★☆☆☆ 20–39 ★☆☆☆☆ 1–19

A pillar with no data counts as zero. Without impact metrics the score is capped at 59 (three stars): only the charity can supply that data.
The coverage grade (A to D) says how much filing data the score rests on; NONE means there is not enough to rate.
An organization that is not in good standing with its registry (for example a revoked tax exemption) is shown as Not rated.
"Compared with peers" places the charity's key ratios against organizations of the same country, sector and size.

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