Employment
(J20)
990 on File
UPPER CUMBERLAND LOCAL WORKFORCE DEVELOPMENT BOARD INC
Financial strength (30%)
58/100
Reliability (20%)
45/100
Effectiveness (25%)
81/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$3.1M
Total Revenue
$3.2M
Total Expenses
$147K
Net Assets
16
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
78.5%
Fundraising Efficiency
N/A
Operating Reserve
0.55x
Liability-to-Asset
95.2%
Revenue Diversification
100.0%
Executive Compensation
$147K
Compared with Peers
FY 2025
Compared with 483 similar organizations
(United States, Employment, $1M–$10M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
78.5% | 85.5% |
P10P90
|
Below median |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
21.5% | 13.1% |
P10P90
|
Bottom quarter |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
0.0% | 0.0% |
P10P90
|
Top quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
0.6 mo | 11.8 mo |
P10P90
|
Bottom quarter |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
95.2% | 12.9% |
P10P90
|
Bottom quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
100.0% | 92.0% |
P10P90
|
Bottom quarter |
|
Revenue growth
Year over year revenue growth
|
-27.1% | 4.1% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
-21.2% | 6.2% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
-3.8% | 3.2% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $3.1M | $3.2M | $147K | 78.5% | 16 |
| 2024 | $4.2M | $4.0M | $263K | 84.5% | 12 |
| 2023 | $3.6M | $3.5M | $100K | 86.6% | 11 |
| 2022 | $6.8M | $3.3M | N/A | — | 6 |
| 2021 | $2.6M | $2.6M | N/A | — | 6 |
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