Charity Search / INDEPENDENCE SADDLE CLUB
Recreation & Sports (N69) 990 on File

INDEPENDENCE SADDLE CLUB

EIN: 86-1227656 · COLDWATER, MS 38618-7838 · United States · FY 2025 Data
2 out of 5 33 / 100 Based on 2+ years of filings
Financial strength (30%) 64/100
Reliability (20%) 45/100
Effectiveness (25%) 21/100
Impact (25%) No data yet
Financial data: FY 2025 · Scored 9/13/2026
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CharityAI™ Score
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Financial Overview — FY 2025
$22K
Total Revenue
$17K
Total Expenses
$11K
Net Assets
N/A
Employees
Program Expense Ratio 0.0%
Fundraising Efficiency N/A
Operating Reserve 7.62x
Liability-to-Asset 0.0%
Revenue Diversification N/A
Compared with Peers
FY 2025
Compared with 6,471 similar organizations (United States, Recreation & Sports, under $100K in expenses), FY 2025.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
0.0% 91.7%
P10P90
Bottom quarter
Operating reserve
Months of expenses covered by net assets · higher is better
7.6 mo 9.8 mo
P10P90
Below median
Liabilities to assets
Total liabilities / total assets · lower is better
0.0% 0.0%
P10P90
Top quarter
Revenue growth
Year over year revenue growth
9.2% -0.4%
P10P90
Expense growth
Year over year expense growth
-30.8% -0.8%
P10P90
Surplus margin
Surplus as a share of revenue
19.8% 8.0%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2025 $22K $17K $11K 0.0% —
2024 $20K $25K $17K 0.0% —
2023 $19K $12K $23K 0.0% —
2022 $15K $7K $16K 0.0% —
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Organization Details
EIN
86-1227656
State
MS
City
COLDWATER
ZIP
38618-7838
Classification
N69
Category
Recreation & Sports
Rating
2★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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