Housing & Shelter
(L99)
IRS Verified
DX Registered
990 on File
A HOME OF OUR OWN HOWARD INC
Financial strength (30%)
66/100
Reliability (20%)
45/100
Effectiveness (25%)
87/100
Impact (25%)
80/100
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2024
$498K
Total Revenue
$475K
Total Expenses
$93K
Net Assets
0
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
98.8%
Fundraising Efficiency
N/A
Operating Reserve
2.34x
Liability-to-Asset
0.0%
Revenue Diversification
88.8%
Compared with Peers
FY 2024
Compared with 5,473 similar organizations
(United States, Housing & Shelter, $100K–$1M in expenses), FY 2024.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
98.8% | 87.3% |
P10P90
|
Top quarter |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
1.2% | 11.7% |
P10P90
|
Top quarter |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
0.0% | 0.0% |
P10P90
|
Bottom quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
2.3 mo | 13.6 mo |
P10P90
|
Below median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
0.0% | 25.2% |
P10P90
|
Top quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
88.8% | 91.7% |
P10P90
|
Above median |
|
Revenue growth
Year over year revenue growth
|
8.0% | 5.0% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
9.6% | 5.2% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
4.6% | -6.8% |
P10P90
|
Impact
4 programs| Outcome / Program | People Served | Cost / Service | # Completed | Duration |
|---|---|---|---|---|
| We supplied 274 children and their families with all essential furniture and household goods needed. | 274 | $0.36 | — | Lifetime |
| In 2025, HOOO diverted nearly 10,000 household items from the landfill weighing 82 tons. | 82 | — | — | Lifetime |
| In 2025, HOOO served 182 households, including 144 women and 172 girls. | 144 | — | — | Lifetime |
| 163 households in 2025 | 491 | $0.20 | — | Lifetime |
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2024 | $498K | $475K | $93K | 98.8% | 0 |
| 2023 | $461K | $433K | $66K | 98.1% | 0 |
| 2022 | $310K | $282K | $37K | 97.9% | 0 |
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