Public & Societal Benefit (W61)

KEYPOINT CREDIT UNION

EIN: 94-2600376 · SAN JOSE, CA 95131 · United States · FY 2023 Data

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Financial Overview — FY 2023

$75.9M

Total Revenue

$70.5M

Total Expenses

N/A

Net Assets

218

Employees

Expense Breakdown

Program Expense Ratio N/A

Fundraising Efficiency N/A

Operating Reserve N/A

Liability-to-Asset N/A

Revenue Diversification N/A

Executive Compensation $6.0M

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2023	$75.9M	$70.5M	N/A	—	218
2022	$69.3M	$62.5M	N/A	—	235
2021	$79.3M	$51.4M	N/A	—	222

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Organization Details

EIN: 94-2600376
State: CA
City: SAN JOSE
ZIP: 95131
Classification: W61
Category: Public & Societal Benefit
Last Updated: Oct 2025

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

★★★★★ 80–100 ★★★★☆ 60–79 ★★★☆☆ 40–59 ★★☆☆☆ 20–39 ★☆☆☆☆ 1–19

A pillar with no data counts as zero. Without impact metrics the score is capped at 59 (three stars): only the charity can supply that data.
The coverage grade (A to D) says how much filing data the score rests on; NONE means there is not enough to rate.
An organization that is not in good standing with its registry (for example a revoked tax exemption) is shown as Not rated.
"Compared with peers" places the charity's key ratios against organizations of the same country, sector and size.

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