Religion-Related (X840) IRS Verified DX Registered 990 on File

INSIGHT FOR LIVING

EIN: 95-3392299 · FRISCO, TX 75034-8902 · United States · FY 2025 Data

3 out of 5 57 / 100 Based on 2+ years of filings

Financial strength (30%) 79/100

Reliability (20%) 55/100

Effectiveness (25%) 88/100

Impact (25%) No data yet

Financial data: FY 2025 · Scored 9/13/2026

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CharityAI™ Score

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Mission Statement

Insight for Living Ministries is committed to excellence in communicating the truths of Scripture and the person of Jesus Christ in an accurate, clear, and practical manner so that people will come to an understanding of God's plan for their lives, as well as their significant role as authentic Christians in a needy, hostile, and desperate world.

Financial Overview — FY 2025

$18.8M

Total Revenue

$19.1M

Total Expenses

$9.8M

Net Assets

118

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 83.2%

Fundraising Efficiency N/A

Operating Reserve 6.19x

Liability-to-Asset 58.9%

Revenue Diversification 93.7%

Executive Compensation $2.7M

Compared with Peers

FY 2025

Compared with 69 similar organizations (United States, Religion-Related, $10M–$100M in expenses), FY 2025.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	83.2%	83.2%	P10P90	Below median
Admin expense ratio Management and general / total expenses · lower is better	10.2%	10.2%	P10P90	Below median
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	6.5%	3.7%	P10P90	Below median
Operating reserve Months of expenses covered by net assets · higher is better	6.2 mo	13.3 mo	P10P90	Below median
Liabilities to assets Total liabilities / total assets · lower is better	58.9%	15.1%	P10P90	Bottom quarter
Revenue concentration Share of revenue from the largest source · lower is better	93.7%	88.9%	P10P90	Below median
Revenue growth Year over year revenue growth	-5.7%	5.0%	P10P90
Expense growth Year over year expense growth	-0.9%	4.8%	P10P90
Surplus margin Surplus as a share of revenue	-1.3%	3.0%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2025	$18.8M	$19.1M	$9.8M	83.2%	118
2024	$19.9M	$19.2M	$10.1M	82.9%	102
2023	$18.8M	$20.5M	$9.4M	84.5%	109
2022	$41.9M	$18.2M	N/A	—	105
2021	$19.0M	$17.2M	N/A	—	91

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Organization Details

EIN: 95-3392299
State: TX
City: FRISCO
ZIP: 75034-8902
Classification: X840
Category: Religion-Related
Rating: 3★
Coverage: A
Last Updated: Aug 2026
IRS Ruling Year: 1979
Foundation Code: 15
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

★★★★★ 80–100 ★★★★☆ 60–79 ★★★☆☆ 40–59 ★★☆☆☆ 20–39 ★☆☆☆☆ 1–19

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