Charity Search / HARDING J C ALMY TR
Philanthropy & Grantmaking (T90Z) 990 on File

HARDING J C ALMY TR

EIN: 95-6718923 · SAINT LOUIS, MO 63166-0505 · United States · FY 2025 Data
3 out of 5 52 / 100 Based on 2+ years of filings
Financial strength (30%) 95/100
Reliability (20%) 55/100
Effectiveness (25%) 51/100
Impact (25%) No data yet
Financial data: FY 2025 · Scored 9/13/2026
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Financial Overview — FY 2025
$56K
Total Revenue
$71K
Total Expenses
$781K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 79.7%
Fundraising Efficiency N/A
Operating Reserve 131.18x
Liability-to-Asset 0.0%
Revenue Diversification 75.4%
Executive Compensation $12K
Compared with Peers
FY 2025
Compared with 11,336 similar organizations (United States, Philanthropy & Grantmaking, under $100K in expenses), FY 2025.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
79.7% 86.1%
P10P90
Below median
Operating reserve
Months of expenses covered by net assets · higher is better
131.2 mo 119.9 mo
P10P90
Above median
Liabilities to assets
Total liabilities / total assets · lower is better
0.0% 0.0%
P10P90
Top quarter
Revenue concentration
Share of revenue from the largest source · lower is better
75.4% 92.1%
P10P90
Above median
Revenue growth
Year over year revenue growth
24.0% 5.1%
P10P90
Expense growth
Year over year expense growth
-4.0% 2.6%
P10P90
Surplus margin
Surplus as a share of revenue
-27.4% 11.2%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2025 $56K $71K $781K 79.7%
2024 $45K $74K $796K 82.4%
2023 $23K $63K $825K 80.3%
2022 $37K $66K $865K 76.3%
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Organization Details
EIN
95-6718923
State
MO
City
SAINT LOUIS
ZIP
63166-0505
Classification
T90Z
Category
Philanthropy & Grantmaking
Rating
3★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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